Indian Overseas Bank LBO Recruitment 2025

Indian Overseas Bank LBO Recruitment 2025

Indian Overseas Bank (IOB), one of India’s leading public sector banks, has announced a major recruitment drive for 400 Local Bank Officer (LBO) positions under the Junior Management Grade Scale I (JMGS-I) for the financial year 2025–26. This recruitment presents a valuable opportunity for graduates who aspire to build a secure and rewarding career in the banking industry.

What makes this recruitment unique is that the vacancies are state-specific, and have been released exclusively for six states:

• Tamil Nadu
• Odisha
• Maharashtra
• Gujarat
• West Bengal
• Punjab

Candidates applying must be domiciled in these states, and are expected to have proficiency in the regional/local language, as they will be interacting with customers and stakeholders from those regions. This localization ensures better customer service and community engagement, as LBOs will act as the first point of contact between the bank and the public in their assigned areas.

SELECTION PROCESS

The selection process for the LBO post is comprehensive and includes the following stages:

• Online Examination
  Candidates will first appear for an online test assessing their proficiency in:
  • Quantitative Aptitude
  • Logical Reasoning
  • English Language
  • Banking Awareness
  • Computer Knowledge
    The test is designed to evaluate the candidate’s cognitive and analytical abilities essential for performing banking duties efficiently.

• Language Proficiency Test (LPT)
  Since the LBO position is region-specific, candidates will need to prove their ability to read, write, and speak the local language of the state they are applying to. This ensures that LBOs can communicate effectively with customers and resolve queries without language barriers.
• Personal Interview
  Candidates who qualify in the online exam and LPT will be invited for a personal interview, where their communication skills, confidence, customer orientation, and knowledge of banking practices will be evaluated.

ALLOWANCES

In terms of remuneration, the initial basic pay for the LBO role is ₹48,480/- per month. Along with this, employees will receive allowances and benefits such as:

• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• City Compensatory Allowance (if applicable)
• Medical Benefits
• Pension and other retirement benefits
  When combined, the gross monthly salary may reach a much higher amount, making this a highly attractive position for new entrants in the banking sector.

Candidates are strongly advised to read the official notification PDF carefully to understand the eligibility criteria, job profile, application procedure, and other important instructions. The online application link has been made active on 12th May 2025, and applicants can access it via the official IOB website: www.iob.in.

This recruitment drive not only offers a competitive salary and job security but also provides long-term growth opportunities, training, and the chance to serve in a public sector organization with a legacy of trust and service. Aspiring candidates should apply without delay and begin their preparation for the selection stages with seriousness and dedication.